business protection

Business protection insurance helps to safeguard your employees and business’ financial position if a key employee becomes unable to work through illness or accident, or if they die. It can also finance the recruitment and training of staff members to replace them.

We offer a range of insurance policies and will use our knowledge and expertise to ensure the cover you get is the cover you need:·      

• Relevant life cover – provides a lump sum if an employee dies or is diagnosed with a serious illness in service
   
• Shareholder protection – in the event of a shareholder dying or becoming too unwell to work, a lump sum will be provided for the remaining owners to purchase the shares
‍
• Business loan protection – provides funds to repay loans, including mortgages, on the death or critical illness of a partner or shareholder. It can also protect personal assets used as guarantees
‍
• Key person cover – taken out by a company on a key employee to repay loans or recruit and train a replacement should they die or become too incapacitated to work