Income protection insurance is exactly as it sounds – it protects your income against a short or long-term illness or injury which prevents you from being able to work once your sick pay has run out. You can guard yourself and your family against these disruptive circumstances by maintaining a regular income which is usually based on a percentage of your earnings, allowing you to focus on getting back to full health.

Without your usual level of income, it not only jeopardises mortgage repayments, but it also can put you behind with payments of other bills too which can have a significant impact on your credit score. Something to avoid at all costs. So whilst it still may be necessary to cut back on a few of the little luxuries you may be accustomed to, income protection will provide you with regular income.

Drop us a line to find out more and discuss your options.

Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.